Here’s a rundown of the features you’ll receive with the Secure Pro plan: You also get credit monitoring with all three bureaus with this tier of coverage. You’ll also get a few more ID fraud monitoring features such as alerts on crimes committed in your name and enhanced credit report monitoring. Secure Pro identity theft protection will graduate you to receiving biannual credit reports and scores at this level. You’ll also miss out on some of the most important features the higher tiers of coverage offer, such as $25,000 in identity theft insurance for families, alerts on crimes committed in your name and enhancing credit report monitoring.įeatures you will receive with this level of protection include: With the next tier of coverage, Secure Plus, you’ll get only one bureau credit monitoring with this plan, but you’ll also receive annual credit reports and scores from all three bureaus. Coverage for personal expenses related to ID theft.Up to $1 million in stolen funds reimbursement.Daily one bureau credit report monitoring.Features you will receive with this tier of coverage include: The Secure Plan from IdentityIQ does not include credit scores or credit reports, which is why it’s the least expensive of the plans offered. Also be aware that you’ll get more added benefits when you purchase one of the more expensive plans. Note that all four plans from IdentityIQ offer some credit monitoring features. On the flipside, monthly plans make it easier to cancel at any time, and IdentityIQ offers easy cancellation online or over the phone. IdentityIQ plans are offered on a monthly basis, or on an annual basis with a discount. ![]() IdentityIQ offers four tiers of identity theft and credit monitoring coverage. Below we’ll explain what IdentityIQ has to offer and how this provider stacks up to the competition. If you’re worried about becoming an ID theft statistic, purchasing a plan with identity and credit monitoring coverage, along with identity theft insurance, is always a smart idea. With protection from IdentityIQ, consumers can have their credit and their identities monitored in real-time, which can help them spot the signs of fraud early on. This means you don’t have a lot of time to waste if your personal information is stolen.īy and large, consumers opt to pay for identity theft protection because they want someone on their side. Identity IQ points to an FTC study that shows that criminals who accessed sensitive personal information were able to start committing fraud within 9 minutes of getting the data. If you think you’ll have plenty of time to stop fraud in its tracks, think again. According to the Federal Trade Commission (FTC), some of the biggest surges in identity theft fraud in 2020 were related to government benefits fraud, business and personal loan fraud and tax-related identity theft. The reality is, hackers and thieves are constantly learning new ways to use our personal information to commit fraud. ![]() If you’re wondering why some people choose to pay for identity theft and credit monitoring services, you only need to look at the facts.
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